With Nate Miller

Nate has heard multiple times that Trump wants to cut Social Security, hearing that the source of those concerns was project 2025, so he downloaded all 922 pages, and gets to the bottom of it.

Nate discusses the cost of living adjustment increase for 2025 along with the Medicare premium increase, and again tries, possibly in vain, to temper election season emotions.

Nate discusses a few articles around the theme of underspending in retirement and why some retirees may be hesitant to spend money in retirement, even if their strategies show that they could spend higher amounts.

Nate discusses Kamala Harris’s 25% proposed tax on unrealized capital gains.

Nate is once again fed up with the narrative of the rich not paying any taxes. Literally every single tax comment that came out of Biden’s mouth is wrong. And not subjectively wrong, not politically wrong, they are every one of them objectively, factually wrong.

Nate discusses an article that explains the changes to the Social Security System that Retirees would be willing to make in order to shore up the reserves and bring it back to solvency.

Nate interviews Advisor Josh Miller on some very specific nuanced social security claiming strategies.

Nate interviews Matt Black who busts some myths surrounding retirement.

Nate discusses strategies to retire early and get the income you need while still qualifying for the ACA tax credits.

Nate discusses a specific claiming strategy that received a major overhaul in 2015.

Nate takes us through some of the questions you should be asking if you are part of the KPERS system, as well as other considerations to help make your pension and lump sum decisions. Source: KPERS Membership Guide

Nate discusses how to tell what kind of financial advisor you will hear from at retirement workshops based on the disclosures on the invitations. He also gives an update on the markets and interest rates and where he expects the market to go this year.

Nate discusses his opinion on the debt ceiling issue and its use as a political negotiating tool and whether or not you should be concerned about it.

Nate discusses setting good goals for the year, and gives his perspective on the last quarter of 2022, and the outlook for 2023.

Nate goes through the Secure Act 2.0 legislation, highlights important or interesting aspects, and offers his commentary on the impact to retirees.

Nate discusses the new Social Security COLA, some end of year IRA planning, and some thoughts around what needs to happen to lower inflation and set 2023 back on track.

Nate discusses some myths surrounding annuities and attempts to shine more of a balanced explanation of when they could be a useful tool during retirement.

Millennials want to retire at 50, but aren’t saving nearly enough, and studies show that a lot of people plan to work in some fashion in retirement.

Nate discusses the recent student loan forgiveness and what that could mean for your retirement. Disclosure: Insurance products are offered through the insurance business Miller Retirement group. Miller Retirement group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer…

Nate discusses 5 specific tax strategies to help retirees lower their overall lifetime tax liability, and gives examples of combining strategies to make an even bigger impact on your tax bottom line.   Disclosure: Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional…

Nate discusses a couple articles and gives his perspective on a survey of over 1000 American adults and shares his thoughts on doing a cash out refinance of one’s home.   Sources: kitces.com – Weekend Reading for Financial Planners July 30-31 kitces.com – Consumers are Keeping More Cash on the Sidelines  

Josh asks Nate his opinion on a variety of financial and retirement topics.   Source: ThinkAdvisor

Nate gives perspective around bear market declines to help give peace of mind for investors today.   Source: Hartford Funds

Nate and Richard discuss several aspects of retirement including midlife financial crisis, keeping a schedule even when retired, and ways to discern whether or not the information that you find online could be biased. *Richard Eisenberg is not affiliated with Miller Retirement Group or AEWM. His views and opinions do not reflect that of Miller…

Nate & Don discuss why your identity is not defined by what you get paid to do.

Nate and Ashton discuss some of the challenges surrounding Ageism, and what people can do to bring more awareness to it, and decrease it’s affects in your life.   Other sites: www.oldschool.info https://thischairrocks.com/   Ashton on Social Media: Facebook Twitter Instagram LinkedIn

Nate discusses some myths surrounding the narrative that the rich don’t pay their fair share of taxes. Source: Tax Foundation

Nate and Linda Fodrini-Johnson discuss aging, the difference between dementia and Alzheimer’s, and practical steps to having those difficult conversations about geriatric care. How to recognize cognitive impairment, how to talk about it with a loved one, and how to get help when you need it. Visit Linda’s website! Click here for Linda’s book, The Empowered…

Nate discusses different experiences of long-term cruisers as well as affordability options for people that want to try their hand at long-term cruising in retirement. Source: CNN Travel

Nate discusses what phantom capital gains are, where they come from, how they affect your tax situation, and what you could possibly do to avoid them in the future.   Sources: Investopedia, Retirement Rescue Radio – Episode 118.

Nate discusses some basics of Social Security that everyone should be aware of.   Source: ThinkAdvisor

Nate sheds light on the confusion surrounding the IRS’s Roth IRA 5-year rule.   Click here to view today’s source material from Investopedia.

Nate discusses the absurdity of a new Biden tax proposal. Sources: Think Advisor The New York Times Congressional Budget Office

Nate discusses some of the new interpretations behind the 10 year distribution rule of IRA money after the passage of the Secure Act, and the consequences of getting it wrong.   Click here to view the source for today’s podcast!

Nate and Josh discuss questions received through the podcast email inbox.

(This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individual’s situation. Cannot guarantee the accuracy or completeness of the software used to display results or the outputs.  Please remember that converting…

Nate interviews Dr. Glen Robison about his book titled “Healthy Dad Sick Dad: What Good Is Your Wealth If You Don’t Have Your Health?”. To get a complementary copy of Dr. Robison’s book, leave us a honest review wherever you listen to your podcast, take a screenshot of that review, and send it to asknate@retirementrescueradio.com!

Nate talks about generating an income stream from your assets in retirement.   Previously aired June 10, 2019

In this Best of RRR, Nate discusses the different areas of you can put your money and the possible benefits in his Annuity Series, “Cutting through the Crap!”   Previously aired June 3, 2019

Nate interviews Carl Honoré on the benefits of slowing down our busy lives and growing bolder rather than older. The first three people to leave a comment on Apple Podcasts, Spotify, or wherever you listen to RRR, take a snapshot, and email it to asknate@retirementrescueradio.com will receive a complementary copy of Carl’s book, 30 Days to…

Nate interviews Jim Bowman, President of Life Insurance at Advisors Excel, about a new concept that is a great alternative to cash.

Nate and Josh discuss questions received through the podcast mailbox. To ask a question, simply email asknate@retirementrescueradio.com

What we’ve been told about the tax savings in these plans is a lie.   Previously aired July 15, 2019

Yani is co owner of Unity Gym and helped develop the “Foundational Movement System.” Previously aired on July 8, 2019

Nate shares tips for setting and achieving New Year’s resolutions or as he calls them, goals. He also share some of his own goals and thought processes that he goes through to make sure that he is successful with his own.   Click here to read the source material for today’s podcast!

Nate has a little fun going over 20 quotes about money and quizzes you on who it’s attributable to. Test your financial “knowledge”!   Source: https://www.wealthmanagement.com/people/how-well-do-you-know-famous-money-quotations/gallery?slide=1

Nate interviews Dorian Mintzer on the bonus years and how to find happiness in retirement.   Click here to receive a copy of her book, The Couple’s Retirement Puzzle. Sign up for her free monthly webinar! 

Nate discusses money and when to determine how much money is enough for retirement. Source: Psychology of Money book by Morgan Housel

Nate congratulates and highlights two clients from Miller Retirement Group for running 50 marathons together as a couple.   Sources: Financial Advisor Magazine, Nate Miller Episode 111

Nate and Josh discuss questions received through the podcast. If you have questions, email them to us at asknate@millerretirementgroup.com.   Click here for the “6 Purposes of Money: Where is Your Money?“ video from Nate. Click here to listen to Episode 137 of Retirement Rescue Radio.

Nate discusses excerpts from the Psychology of Money book by Morgan Housel. Click here to order Morgan Housel’s book The Psychology of Money!

Nate dissects a few excerpts from the book “The Psychology of Money” by Morgan Housel.

Nate discusses a little known state specific laws that could wreak havoc on you or your children’s financial plans.   Click here to listen to Nate’s interview with Cameron Huddleston that he referenced!

Nate pokes fun at his industry and some of the things that advisors say. Sources: Stupid Things Advisors Say 7 Stupid Things People Do with Their Money That Feel Smart at the Time Stupid Things People Say to Advisors

Nate interviews Jasmine Anderson about Medicare enrollment, the different parts of Medicare, and how to apply for it.   Jasmine’s Contact Info: Email: jasmine@millerretirementgroup.com Phone: 785-813-1222

Nate discusses an innovation in the annuity space and gives his take on a new product. Source from Investmentnews.com.

Nate and Josh discuss some more recent Biden tax proposals and the implications to middle America, not just the wealthy.

Nate discusses a few different topics and gives his perspective on how we should be thinking about them, or if we should be worried. Sources: Market Watch New York Times Yahoo Finance – Home prices Yahoo Finance – The 1 percent

Nate discusses changes in Biden’s most recent proposal for tax changes that is included in his $3.5 trillion infrastructure deal. Sources: Bloomberg, CNBC

Nate interviews author Dr. George Schofield, who discusses different ways of looking at and defining retirement, and the questions you should be asking yourself not only now, but throughout your life to help with all life transitions. George’s website Email George!

Nate discusses economic factors that affect the solvency of Social Security and Medicare due to the COVID recession. Resources: AP News, Think Advisor

Nate discusses how to transition into your third act with coach and author Allan Milham. They discuss how to have a more fulfilling PROtirement rather than a Retirement. Click here to take the “Are You Ready?” assessment! (Scroll to the bottom of the page)   *Allan Milham’s opinions are his own and may not reflect…

Nate interviews Nancy Collamer, author, speaker, media contributor, and retirement coach about the many roads to finding your passions in retirement or semi-retirement to live a more fulfilling 2nd Act. To receive a complementary copy of Nancy’s book, leave us a review of the podcast and attach it below. You can also send us an…

Nate and Josh jump back into the mailbag to answer pressing questions regarding retirement planning.

Nate discusses estate planning with attorney Chris Green.

Nate discusses crediting strategies that are available with annuities.

Nate interviews David Jetson, a national and international speaker, workshop developer and author of Setting True Boundaries, on the importance of setting financial boundaries, how boundaries affect our lives, and some steps to take in order to set your own good boundaries. Resources: www.jetsoncounseling.com www.livingtrueinc.com Books: Setting True Boundaries Finding Emotional Freedom

Nate discusses some local issues with Myranda Zarlengo, who is running for a position on the school board, and is looking to make a difference by putting the focus back on the children first. Facebook Page – https://www.facebook.com/votemyrandazarlengousd497/ Email: mzfor497@gmail.com Website: http://www.myrandazarlengoforschoolboard.com/

Nate discusses why bonds may not necessarily be a good place for save money, and how there could be other asset classes in today’s environment that could possibly work better.

Markets rebounded significantly after their sudden plunge in February and March 2020; reminding investors of the importance of focusing on long-term goals instead of short term events. Sources: Stock Market Crash of 1987   Here’s How Long It has Taken for Bear Market Losses to Recover   10 Things You Should Know About Bear Markets

Josh Miller interviews Nate on some of the biggest proposed changes in Biden’s bill, the possible ramifications of it, and what you can do to possibly put yourself in a better position should some of those things come to pass. Sources: Number of Amazon Workers from 2007-2020   The Politicians Lied: Amazon Does Pay Taxes…

Nate discusses a powerful tool that can be used to satisfy those that are charitably inclined and concerned about lowering their taxes. Click here to listen to the interview with Marty Ruby.

Nate adds up multiple different types of taxes to come up with an average percentage of your income that you could be losing to Uncle Sam every year!! He also discusses class envy and a different way of thinking about it. Sources: How Much Does the Average American Pay in Taxes?   Kansas Tax Calculator…

Nate answers several questions on various topics in another addition of the Mailbag. Click here to email Nate your questions!

Nate discusses an article titled “Can you retire with 1 million dollars?”  

Nate discusses historical statistics of market performance during different presidencies, giving perspective on what to possibly expect.