retirement-rescue-radio

With Nate Miller

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Episode 77: Will the Election Rattle your Retirement?

Nate discusses the election and how it could affect your retirement.
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Episode 76: All that Glitters is Not Gold

Nate discusses if gold should hold a place in your portfolio.   Click here for the Gold Price Chart. Click here for Casey’s Article from Market Watch titled “Does gold belong in a Retirement Portfolio?”
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Episode 75: Joe Biden’s Tax Plan with Harper Miller

Nate discusses what a Joe Biden’s Tax Plan would look like.
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Episode 74: 6 Biggest Financial Mistakes in Retirement

Nate dives into Part 2 of the Biggest Financial Mistakes series. This time around he talks about the 6 Biggest Financial Mistakes you can make in retirement.
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Episode 73: 10 Biggest Financial Mistakes While Saving for Retirement

Nate dives into the Top 10 common mistakes people can make while saving for retirement. This is Part 1 of a two-part series.   Article Reference: https://www.investopedia.com/personal-finance/most-common-financial-mistakes/
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Episode 72: Post Pandemic Social Security and Plans for Reform

Nate discusses what post COVID Social Security might look like and the negative effects.
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Episode 71: Interview with Dr. Todd Bowman

Nate interviews Dr. Todd Bowman, a psychologist, about how the relationships that we had with money growing up can affect us today, and can even be taken with us into retirement. He also discusses steps that we can take to have increased fulfillment now and into retirement in regards to our relationships with money.  …
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Episode 70: 33 Things I Stole from People Way Smarter Than Me on My Way to 33

Nate discusses an article and talks about 33 things he has learned on his way to age 33.   Click here to get your copy of Ryan Holiday’s book, “33 things that I stole from people smarter than me on the way to 33.”
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Episode 69: Actuaries Suggest Annuities to Manage Longevity Risk

Nate discusses a report by the Society of Actuaries on how our retirees can manage the risk of outliving their resources using different types of annuities.   Click here to schedule your 15-minute introductory phone call with Nate today!
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Episode 68: What is the Stepped up Basis?

Nate discusses what the Stepped up Basis is.
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Episode 67: Death of the Stretch IRA, Why Life Insurance is the New Stretch IRA

Nate shares strategies for potentially lowering taxes as a result of some of the new IRA distribution rules inside of the Secure Act.
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Episode 66: Forced into Retirement – Part 4

Nate concludes the last part of the Forced into Retirement Series and discusses the final chapter of the book. “How do I invest my retirement nest egg?”
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Episode 63: Forced into Retirement Series – Part 1

Nate discusses chapter 1 & 2 of his newest book, Forced Into Retirement.
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Episode 62: Interview with Patrick Norris

Recently, Nate was interviewed by Patrick Norris of the Red Ink Revival Leadership Podcast. Their conversation covers everything from national stimulus packages, to insights into the stock market during the pandemic, to opinions of trends, to managing emotional financial drivers during times of uncertainty.
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Episode 61: Federal Employee Benefits Explained, Interview with Ann Vanderslice

Nate interviews federal employee benefits authority and author, Ann Vanderslice.
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Episode 60: “Liquidity Stinks”

Nate outlines how something that could have 100% liquidity might actually not be as liquid as you think!
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Episode 59: The Missing Ingredient

Nate outlines what most financial plans could be missing, and the importance of making sure to get the retirement recipe right.
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Episode 58: Where does the Money Come From for the $2 Trillion Dollar Stimulus Package?

Nate outlines how the government can do this, and discusses a couple of steps to take in order to help position yourself better in the long run.
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Episode 57: Lost Your Job? Some Practical Steps to Take

Nate discusses some practical steps to take if you lose your job due to the Coronavirus disruption.
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Episode 56: Three Levels of Diversification

Nate discusses why the three levels of diversification can be critical for downturns like what we are currently experiencing with the Coronavirus.
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Episode 55: Five Lessons Learned from Coronavirus

Nate discusses some of the planning lessons he’s learned from the Coronavirus, and what to do now to get better positioned for the future.
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Episode 54: The CARES Act

Nate discusses the newly passed CARES Act.
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Episode 53: Safety First (When it Comes to Your Retirement)

Nate discusses how to keep your retirement portfolio safe.   See these charts for reference!
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Episode 52: Coronavirus and a Bear Market

Nate discusses how the Coronavirus has impacted the stock market.
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Episode 51: Show Me the Money – When Should I Claim Social Security?

Nate discusses things you should consider when making the choice of when to claim Social Security.
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Episode 50: Show Me the Money – Pension or Lump Sum?

Nate guides you through the pros and cons of either taking your pension as monthly payments or as a lump sum in retirement.
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Episode 49: Show Me the Money – Should I Pay Off My Mortgage Before Retirement?

Nate discusses the timing in paying off a mortgage during and before retirement.
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Episode 48: Show Me the Money – Should I Buy an Annuity?

Nate talks about the pros and cons of annuities and what you should consider when deciding whether to make an annuity part of your retirement strategy.
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Episode 47: Show me the money – How Much Money Will I Need to Retire?

Nate addresses one of the most common questions for pre-retirees and retirees: How much money will I need to retire?
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Episode 46: Show me the Money! FAQs – How Long Will my Money Last?

Nate shares insight on one of the fears of retirees: will they run out of money in retirement?
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Episode 45: Ruining a Perfectly Good QCD

Nate discusses an unintended consequence of The Secure Act.
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Episode 44: Travel Hacks

Nate discusses ways for you to create your Retirement Travel Vision, and ways to help save money and make your travel more enjoyable.
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Episode 43: Regulation Best Interest

Nate discusses some new regulations for Investment Adviser Representatives and broker-dealers regarding the enhancement of their standard of conduct.
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Episode 42: 10 Financial Resolutions for 2020

Nate discusses 10 Financial Resolutions for 2020 that could help you achieve financial success in the new year.
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Episode 41: Long-Term Care Planning Alternatives

Nate discusses the long-term care alternatives that could work better than traditional long-term care insurance.
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Episode 40: The SECURE Act

Nate discusses the SECURE Act (Setting Every Community Up for Retirement Enhancement Act) and how it could affect retirees come tax time.
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Episode 39: Impeachment and the Market

This week on Retirement Rescue Radio Nate gives his opinion on how an impeachment would affect the market.
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Episode 38: Is Retirement Dying?

This week on Retirement Rescue Radio Nate discusses retirement in today’s society and how to keep mentally fit.
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Episode 37: “Safe” Mutual Fund

This week, Nate discusses a “Safe Mutual Fund”. He will take a look at the #1 and #2 fear of retirees and how to transfer risk with retirement.
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Episode 36: HENRY Series Pt. 5 – HENRY Slipping the Knockout Punches

To finish the HENRY series, Nate explains how a properly structured life insurance policy could help alleviate structural, market, and tax risks.
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Episode 35: HENRY Series Pt. 4 – Where Should HENRY Save?

Nate explains different savings tools young savers could use to help avoid structural, market, and tax risk.
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Episode 34: What is CAGR?

Nate talks about Compound Annual Growth Rate, or CAGR. Nate explains the difference between CAGR and average returns, then goes into detail on how CAGR can affect your principal.
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Episode 33: Retirement Income Tools

Nate goes through different retirement income tools to help mitigate retirement risks.
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Episode 32: The Retirement Income Challenge

Nate discusses how to develop income with all the various risks.
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Episode 31: Hidden Fees – Mutual Funds vs. ETFs

Nate explains the hidden fees associated with mutual funds and the difference between mutual funds and exchange-traded funds.
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Episode 30: Nate Interviews Marty Ruby, Author of The No-Compromise Retirement Plan

Nate and Marty talk about alternatives to the Roth IRA as places to save or convert for tax free income in retirement.
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Episode 29: HENRY Series Pt. 3 – Tax Risks

To wrap up the HENRY Series, Nate focuses on tax risks for younger savers.
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Episode 28: HENRY Series Pt. 2 – Market Risk

Nate looks at the market risk for today’s young savers.
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Episode 27: HENRY Series Pt. 1 – Structural Risks

Nate begins his discussion on some of the biggest risks to young savers today.
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Episode 26: The Problem with Google

You can’t believe everything you Google about annuities. Nate did his own search and found an article that gave some incorrect information.
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Episode 25: How Much Can I Spend in Retirement?

A deep dive into Dr. Wade Pfau’s Retirement Researcher© Manifesto as Nate takes an academic look into how to plan for retirement.
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Episode 24: Plug the Hole in Your Tax Bucket

Nate talks about how to move from a taxable environment to a tax free situation.
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Episode 23: An Interview with Disney Expert Lou Mongello

Lou provides tips on how to maximize your Walt Disney World experience. Lou’s been named one of the Top 50 Social Media Influencers and hosts the #2 ranked overall podcast on Apple Podcasts.
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Episode 22: Tax Free Retirement, an Interview with Abe Frieden

Nate talks to Abe about “building life insurance backwards.”
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Episode 21: Meet HENRY – Intro to HENRY Series

This starts a special series on H.E.N.R.Y., which stands for High Earner, Not Rich Yet. Nate talks about things you can do early in your career, like proper tax efficient planning, to help make sure you are prepared for retirement.
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Episode 20: Refinance Your Annuity – Can Your Advisor Do Math?

Nate talks about how variable annuities have a hard time keeping their promise of growth potential due to high fees.
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Episode 19: “Hunerd Dollar” Wordapalooza

There are a ton of acronyms used in financial planning and it can be confusing. Nate makes an attempt at humor by giving a rundown of the many acronyms he often comes across.
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Episode 18: Behave Yourself – Dalbar’s Quantitative Analysis of Investor Behavior

The goal of the Dalbar report is to improve the performance of both the independent investor and financial advisors by helping manage the behavior that caused those investors to act in a certain way.
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Episode 17: Spreadsheet Nerds Rejoice!

Nate uses different scenarios to compare investing in the S&P versus investing in a fixed index annuity.
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Episode 16: How to Fix Social Security

Nate discusses a research team’s new lump sum theory aimed to help shore up Social Security’s solvency.
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Episode 15: The 401k Scam – You’ll Pay 3X the Tax You Save!!!

What we’ve been told about the tax savings in these plans is a lie.
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Episode 14: Intermittent Fasting & Preventing Muscle Loss as We Age – Interview with Yani Burmeister

Yani is co owner of Unity Gym and helped develop the “Foundational Movement System.”
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Episode 13: Retirement Income Planning with Dr. Wade Pfau

Nate sits down with Dr. Wade Pfau, Professor of Retirement Income at the American College of Financial Services.
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Episode 12: Annuity Series Pt. 4 – Understanding the Different Annuity Account Values

Nate wraps up his series on annuities called, “Cutting through the Crap!”
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Episode 12: Never Give Up, Never Surrender – The Truth About Surrender Penalties

Nate talks surrender penalties in part 4 of his annuity series called, “Cutting through the crap!”
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Episode 11: Annuity Series Pt. 3 – Annuity X-Ray – The 5 Types of Annuities

Nate goes over the 5 types of annuities and their different features in Part 3 of his Annuity Series – “Cutting through the Crap!”
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Episode 10: Annuity Series Pt. 2 – Income Wall Street’s Way, the Bank’s Way, or the Insurance Company’s Way

Nate talks about generating an income stream from your assets in retirement.
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Episode 9: Annuity Series Pt. 1 – The 3 Investment Worlds

Nate begins his five part series on annuities called “Cutting through the Crap!”
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Episode 8: “I Like To Move It, Move It!”, an Interview with Rad Burmeister

Rad is co owner of Unity Gym and developer of the “Foundational Movement System.”
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Episode 7: Asset Allocation vs Timing the Market

Nate concludes his three-part series on risk and volatility.
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Episode 6: Low Volatility Investing

Nate discusses low volatility investing and “the tale of two portfolios” in part two of his three-part series on Risk and Volatility.
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Episode 5: Sequence of Returns Risk

Sequence of Returns Risk is part 1 of a 3 part series on Risk and Volatility.
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Episode 4: The Power of Zero

The Power of Zero: How to Get Into the Zero Percent Tax Bracket – Nate interviews David McKnight
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Episode 3: Exercise Rant

After interviewing Jim Owen, Nate had more to say about staying healthy and active as you get older.
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Episode 2: Are You “Geezer Fit?”

Nate interviews author and inspirational speaker Jim Owen to talk about the importance of older people staying in shape.
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Episode 1: Social Security

Nate talks about how Social Security could be “The Million Dollar Asset You Didn’t Know You Had.”
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Episode 00: Introduction

Welcome to Retirement Rescue Radio with Nate Miller!
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